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†Cover from £5 Per Month
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Our Process
Finding the right life insurance policy should be straightforward and stress-free. We’re here to help guide you through every step.
1. Fill Out a Simple Application Form
Complete a short application form with some basic details to help us understand your unique needs and preferences.
2. Explore Your Options
One of our trusted life insurance partners will contact you to discuss the best options available based on your individual circumstances.
3. Choose the Right Policy for You
Take your time to review the options provided and select the life insurance plan that best suits your needs. Our service is free, confidential, and comes with no obligation to proceed.
We make it easy to connect with trusted UK brokers and insurers, who will guide you in finding the best plan for your personal situation.
Why Life Insurance Matters
Life insurance provides your family with financial security in the event of your death. It ensures that your loved ones receive a sum of money to help them maintain their standard of living, cover living expenses, mortgage payments, education costs, and other financial commitments.
While many understand the importance of life insurance, only a small percentage of people take action. According to Forbes.com (2023), only 35% of people in the UK currently hold a life insurance policy, despite 60% agreeing their family would benefit if the worst were to happen.
Take the next step to protect your family today. Speak with our experts to learn how life insurance can provide peace of mind and financial security for your loved ones.
Understanding Life Insurance Prices
Many people believe life insurance is too expensive for them, but that’s not always the case. The cost of life insurance can vary depending on factors such as your age, health, lifestyle, the type of coverage you need (e.g., term or whole life), and the amount of coverage you select.
By applying through us, you’ll be connected with experts who specialise in finding the most cost-effective options tailored to your needs. We’ll help you secure the coverage you need at a price that suits your budget.
Why Apply Through Us?
- Quick and Easy Application
Our simple application form takes just 60 seconds to complete, saving you time and hassle. - Matched with Trusted Insurers
Based on the details you provide, we’ll match you with the most suitable life insurance providers who can offer you the coverage that fits your needs. - Secure and Confidential
We take your privacy seriously. Your personal data is protected with robust security measures, ensuring that your information remains confidential.
Get a free, no-obligation quote today and connect with our trusted partners who can help tailor a life insurance solution to your individual needs.
Frequently Asked Questions
Is Life Assurance the same as Life Insurance?
They are similar, but Life Assurance generally refers to whole-of-life cover (a guaranteed payout), while Life Insurance usually refers to term-based cover (may expire without a payout).
How much cover should I get?
It depends on your financial responsibilities — mortgage balance, children’s expenses, debts, income replacement. A broker can help you understand your options, but the final decision is yours.
Will I need a medical exam?
Not always. Some policies are available without a medical depending on your age, health and the amount of cover you need.
Can I add Critical Illness Cover?
Yes. You may be able to include Critical Illness Cover at an additional cost. This would pay out if you’re diagnosed with a serious illness defined in the policy.
What happens if I stop paying?
If you stop paying your premiums, your cover will usually lapse and you won’t receive a payout. Always read the policy terms carefully.
Important to know
This is a non-advised service: We do not provide personalised financial advice or assess suitability.
We work with FCA-authorised brokers and insurers who will provide information and support to help you compare options.
The decision to purchase a policy, and which one, is entirely yours.
Types of Life Assurance Available
Term Life Insurance
Pays a fixed lump sum if you die within a set term. Ideal for general family protection.
Decreasing Term Life Cover
Cover amount reduces over time. Often used to protect a repayment mortgage.
Whole of Life Cover
Cover lasts for your entire life and guarantees a payout, often used for inheritance planning or funeral cover.
Joint Life Cover
Covers two lives under one policy. Payout is typically made on the first death.
Pricing
Quoted rates may vary and are subject to individual status and medical underwriting. Correct as of 7th February 2025.
†From £10 per month for up to £300,000 is an example based on the following pricing illustrations. £10 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 7th February 2025.
£322,952 over 20 years
30 years old born in 1995
£197,619 over 20 years
35 years old born in 1990
£159,606 over 15 years
40 years old born in 1985
£92,280 over 15 years
45 years old born in 1980
£67,652 over 10 years
50 years old born in 1975
£37,971 over 10 years
55 years old born in 1970
£20,242 over 10 years
60 years old born in 1965
£12,368 over 10 years
65 years old born in 1960
£7,497 over 10 years
70 years old born in 1955
†From £5 per month for up to £100,000 is an example based on the following pricing illustrations.£5 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 7th February 2025.
£117,810 over 20 years
30 years old born in 1995
£75,745 over 20 years
35 years old born in 1990
£56,577 over 15 years
40 years old born in 1985
£35,960 over 15 years
45 years old born in 1980
£26,787 over 10 years
50 years old born in 1975
£17,018 over 10 years
55 years old born in 1970
£10,115 over 10 years
60 years old born in 1965
£6,181 over 10 years
65 years old born in 1960
£3,746 over 10 years
70 years old born in 1955
Whole of Life
Whole of Life Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 7th February 2025.
From £8 per month
£5,437 sum assured
30 years old born in 1995
£4,624 sum assured
35 years old born in 1990
£3,931 sum assured
40 years old born in 1985
£3,345 sum assured
45 years old born in 1980
£3,137 sum assured
50 years old born in 1975
£2,655 sum assured
55 years old born in 1970
£2,277 sum assured
60 years old born in 1965
Critical Illness
Life Insurance and Critical Illness Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 7th February 2025.
From £10 per month
£30,753 over 20 years
30 years old born in 1995
£22,278 over 20 years
35 years old born in 1990
£18,353 over 15 years
40 years old born in 1985
£13,425 over 15 years
45 years old born in 1980
£10,171 over 10 years
50 years old born in 1975
£7,100 over 10 years
55 years old born in 1970
£4,805 over 10 years
60 years old born in 1965
